Features

Everything you need to understand
your business numbers

9 powerful tools that turn raw accounting data into actionable business intelligence.

Financial Health Score

A single number, from 0 to 100, that tells you how healthy your company is. Computed from 5 fundamental indicators.

Current liquidity — the ability to cover short-term debts
Solvency — the ability to meet all obligations
Financial leverage — the level of debt relative to equity
Operating profitability — the efficiency of generating profit
Financial autonomy — independence from creditors

Smart Automatic Alerts

You don't have to watch the numbers every day. Kontalab warns you automatically when something needs your attention.

Low cash — when the available balance drops below a critical threshold
Rising expenses — when an expense category grows abnormally
Unpaid receivables — when clients delay payments
Declining score — when financial health deteriorates
Operating loss — when expenses exceed revenue

Trends and Evolution

Track how your business evolves month by month, with clear charts, comparisons and trend indicators.

Revenue vs expenses — monthly evolution with a visual trend
Gross profit and margin — what's left after direct costs
EBITDA — earnings before interest, taxes, depreciation and amortization
Year-over-year comparison — same month, different years
Anomaly detection — months that deviate from the trend

Expense Structure

Where does the money go? Visualize expenses by category, with comparisons and weights.

Personnel costs — salaries, contributions, bonuses
Raw materials and goods — the cost of goods sold
External services — consulting, IT, accounting, legal
Utilities and rent — fixed operating costs
Depreciation — the wear of fixed assets

Cash vs Profit

Accounting profit doesn't mean money in the bank. Find out where the differences come from, and why.

Unpaid receivables — profit on paper, but money not received
Accumulated inventory — money locked in unsold goods
Unpaid suppliers — expenses recorded but not settled
Asset investments — cash used, but it doesn't affect profit
Waterfall view — go from profit to cash, step by step

Balance Sheet Indicators

All the important indicators, computed automatically from your accounting data. No manual formulas.

Working capital (FR) — permanent capital minus fixed assets
Working capital requirement (NFR) — current assets minus current liabilities
Net treasury (TN) — FR minus NFR, indicates solvency
DSO (Days Sales Outstanding) — average collection days
DPO / DIO — the payment cycle and the inventory cycle

Cash-flow Forecast

How much will you have in the bank in 1, 2, 3 months? Three scenarios based on your real history.

Optimistic scenario — based on the best evolution of the last 12 months
Realistic scenario — based on the average of recent evolution
Pessimistic scenario — based on the weakest evolution
Cash break risk — a warning when the pessimistic scenario goes negative
3-month view — a chart with the three forecast bands

AI Conversation

Ask questions in natural language. The AI analyzes your accounting data and answers instantly.

'What was the profit over the last 3 months?' — instant answer with a chart
'Compare expenses with last year' — automatic comparative analysis
'How much did I pay suppliers in January?' — precise search in your data
'Why did the margin drop last month?' — a contextual explanation
Multilingual support — ask in Romanian, English, German, French

Incomplete Month Detection

Kontalab automatically detects whether the month's accounting data is complete or not.

Evaluation algorithm — compares transaction volume with the history
Multiple signals — checks documents, balances, turnover and the journal
3 statuses — complete, partial, insufficient — with a confidence score
Automatic protection — reports show a warning on incomplete months
Manual override — you can mark a month as complete if you're sure

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